Manuraj:- I would like to have a loan for constructing a house.
What is the procedure for it ?
Manager:- Well, you can have it if you are employed and having a regular income.
Manuraj:- Well, are there any application forms I have to fill?
Manager:- Yes, you have to fill in this application form and get it attested by your employer and two responsible citizens.
Manuraj:- What are your terms and conditions?
Manager:- Oh, it is very simple. We take 14% interest on the loan.
Manuraj:- What about installment?
Manager:- The installment amount must be paid on the first working day of each month.